Privacy Notice

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number
• Credit history
• Account balances
• Credit card or other debt
• Payment history
• Checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Ottoville Bank Company chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes – such as to process your transactions, maintain your account(s),  respond to court orders and legal investigations, or report to credit bureaus

• Does The Ottoville Bank Company share? Yes
• Can you limit this sharing? No

For our marketing purposes – to offer our products and services to you

• Does The Ottoville Bank Company share? No
• Can you limit this sharing? We don’t share

For joint marketing with other financial companies

• Does The Ottoville Bank Company share? No
• Can you limit this sharing? We don’t share

For our affiliates’ everyday business purposes – information about your transactions and experiences

• Does The Ottoville Bank Company share? No
• Can you limit this sharing? We don’t share

For our affiliates’ everyday business purposes – information about your creditworthiness

• Does The Ottoville Bank Company share? No
• Can you limit this sharing? We don’t share

For non-affiliates to market to you

• Does The Ottoville Bank Company share? No
• Can you limit this sharing? We don’t share

Questions?

Call 419-453-3313 or go to [email protected]

What We Do

How does The Ottoville Bank Company protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does The Ottoville Bank Company collect my personal information?
We collect your personal information, for example, when you

• Apply for a loan
• Pay us by check
• Make deposits or withdrawals from your account
• Make wire transfer
• Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?
Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes – information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.

• The Ottoville Bank Company has no affiliates.

Nonaffiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.

• The Ottoville Bank Company does not share with nonaffiliates so they can market to you.

Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• The Ottoville Bank Company doesn’t jointly market.