Regular Checking

This account is convenient for check writing and having direct deposit into your account. Service charges can be avoided by keeping the required balance in your account. Bill pay is easily accessible and free through internet banking!

Minimum balance to avoid imposition of fees -

ACCOUNTS PROCESSING 30 OR LESS ITEMS PER MONTH

Average Monthly Balance Charge
Over $700 No Charge
$501 - $700 $1.00
$301 - $500 $2.00
$0 - $300 $3.00


ACCOUNTS PROCESSING MORE THAN 30 ITEMS PER MONTH

Average Monthly Balance Charge
Over $700 No Charge
$501 - $700 $1.00
$301 - $500 $2.00
$0 - $300 $3.00

PLUS $2.00 per month maintenance charge
PLUS 10¢ for each check written over 30
MINUS 10¢ credit for each $100.00 average balance
 
 
 
          NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST BEARING TRANSACTION ACCOUNTS
 
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).  Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.