NOW Account

NOW Account Checking is for customers who would like to keep a higher balance in their checking and earn interest on their balance.

Interest rate may vary in relation to money market interest rates. Interest rates may change daily .

◊   Initial deposit required to open account - $1,500.00

  • Interest bearing checking account with unlimited transactions
  • A service charge fee of $6.00 will be imposed every statement cycle unless you maintain either a minimum daily balance of $1,500 or a minimum average daily balance of $3,000 for the monthly statement cycle. 
  • Unlimited check writing
  • Direct Deposit
  • Monthly Bank Statement
  • ATM/Debit cards available
  • Free online banking
* Fees may reduce your earnings.
**Interest rate may change daily after the account is opened
 
 
   NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST BEARING TRANSACTION ACCOUNTS
 
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).  Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.